Settlement Gap Loans
Short-term capital to cover funding shortfalls at settlement.
When the numbers change late and your client faces a funding gap, our Settlement Gap Loans provide the short-term capital needed to ensure the deal settles on time.
Typical Scenarios
- Net advance reduced before settlement
- Payout figure increased last minute
- Equity contribution shortfall
- Unexpected duties or fees at settlement
- Valuation came in lower than expected
- Refinance shortfall on completion
Key Details
Term Length
3-6 Months
Short-term funding only
Security
Caveat / 2nd Mortgage
Property-backed security
Loan Size
$50K - $2M+
Flexible funding amounts
Clear Exit Strategies
Every Settlement Gap Loan requires a defined exit. Common exit strategies include:
Property Sale
Sale of the secured property or another asset
Refinance
Refinance to a traditional lender post-settlement
Incoming Capital
Funds from sale of other assets or investments
Business Revenue
Commercial revenue or receivables
Have a settlement gap scenario?
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