Construction cashflow funding between completed works and paid drawdowns.
Stage Ready helps builders, developers, and project owners manage short-term cashflow gaps during construction. It is designed for situations where works have been completed, costs have been incurred, and repayment is expected from an upcoming progress claim, lender drawdown, or certified stage payment.
Ideal For
- Houses and duplex builds
- Small construction projects
- Luxury residential builds with monthly drawdowns
- Builders needing to pay trades or suppliers before the next drawdown lands
- Repeat use across multiple stages
Indicative Structure
Loan Size
Up to $500K
Per stage initially
Term
1-6 Months
Short-term funding
Revolving
Available
For repeat stages where approved
Security
Assessed
Subject to deal structure
How Stage Ready Works
Fast funding to bridge the gap between completed works and your next drawdown.
Submit Scenario
Provide details on the project, stage completed, and expected drawdown timing
Stage Assessment
Quick review of completed works and upcoming payment schedule
Fund Gap
Capital provided to cover costs until drawdown is released
Repay on Drawdown
Loan repaid when progress payment, lender drawdown, or stage payment lands
Repayment
Stage Ready loans are repaid from the next progress payment, lender drawdown, or certified stage payment.
Exit Sources
- Progress claim payment
- Lender construction drawdown
- Certified stage payment
Revolving Option
- Available for repeat stages
- Subject to approval
- Ongoing cashflow support
Need funding between stages?
Submit your scenario for a fast assessment. We understand the cashflow pressures of construction.